Copyright 2013 CreditDonkey charles@creditdonkey.com (Charles Tran) feedback@creditdonkey.com (CreditDonkey) http://www.creditdonkey.com/tip.html Lead a healthy financial life with our easy-to-understand credit card tips. http://www.creditdonkey.com/live-within-means.htmlhttp://www.creditdonkey.com/live-within-means.htmlMost people have not saved enough to maintain their current lifestyle for even one month, according to an April CreditDonkey.com survey . While many Americans have been living paycheck-to-paycheck for some time, this new survey shows that majority have not learned to cope with stagnant wages and raising prices.Tue, 21 May 2013 00:00:00 -0700mike@creditdonkey.com (Mike Foster)Tipshttp://www.creditdonkey.com/college-grads-small-cities.htmlhttp://www.creditdonkey.com/college-grads-small-cities.htmlMany people straight out of college want to head to New York, San Francisco, or Chicago to enjoy the big-city excitement during their 20s. But for some, a smaller, more manageable city with strong job opportunities is a better fit for their lifestyle.Mon, 20 May 2013 00:00:00 -0700livia@creditdonkey.com (Livia Gershon)Tipshttp://www.creditdonkey.com/save-money-gas.htmlhttp://www.creditdonkey.com/save-money-gas.htmlWith the cost of gas constantly on the rise, filling up your tank can be painful. Fortunately, a few simple changes to your driving and gas-purchasing habits can improve your mileage per gallon and reduce the amount you have to spend on gas each week.Thu, 16 May 2013 00:00:00 -0700leah@creditdonkey.com (Leah N)Tipshttp://www.creditdonkey.com/veteran-business.htmlhttp://www.creditdonkey.com/veteran-business.htmlWhat do small business owners need to succeed? Among other things, they must have discipline, leadership abilities, and determination. So it’s not surprising that veterans, who’ve spent their time in the military honing those skills, are more likely than the general population to become business owners.Wed, 15 May 2013 00:00:00 -0700kelly@creditdonkey.com (Kelly Teh)Tipshttp://www.creditdonkey.com/where-college-grads.htmlhttp://www.creditdonkey.com/where-college-grads.htmlIt’s that time of year for young people across the country. Four years of all-nighters, parties, and racking up debt are in the past, and it’s time to become full-fledged professional adults (and start paying that debt back). In this study, we offer a glimpse at the cities where new grads will have the easiest time, financially speaking, as they start the next chapter of their lives.Mon, 13 May 2013 00:00:00 -0700livia@creditdonkey.com (Livia Gershon)Tipshttp://www.creditdonkey.com/asian-business.htmlhttp://www.creditdonkey.com/asian-business.htmlFrom corner grocery stores to major companies, Asian-American entrepreneurs are helping to make the U.S. thrive. Asian-owned businesses based in the United States employ millions of people and pump billions of dollars into the nation’s economy each year.Wed, 08 May 2013 00:00:00 -0700kelly@creditdonkey.com (Kelly Teh)Tipshttp://www.creditdonkey.com/where-rent.htmlhttp://www.creditdonkey.com/where-rent.htmlFor some people, at certain times in their lives, renting makes the most financial sense. It may depend on their preferences: Renters don’t have to worry about shoveling out driveways or making house repairs. It may depend on their credit history – a low credit score may make borrowing money for a mortgage too expensive. Or it may just have to do with where they live.Mon, 06 May 2013 00:00:00 -0700lauren@creditdonkey.com (Lauren W)Tipshttp://www.creditdonkey.com/where-biking.htmlhttp://www.creditdonkey.com/where-biking.htmlOf all the expenses we rack up in our daily lives, there’s something particularly galling about the cost of owning a car. Gas prices seem to rise all the time, and then there are those unexpected mechanical problems that can suck thousands of dollars from your bank account in a flash. While cars may seem like a necessity to many of us, in some places they don’t need to be. Some cities actually make it easy to get places without a vehicle. So, here’s a look at the top cities where two wheels ...Wed, 01 May 2013 00:00:00 -0700livia@creditdonkey.com (Livia Gershon)Tipshttp://www.creditdonkey.com/save-time-airports.htmlhttp://www.creditdonkey.com/save-time-airports.htmlUnless you enjoy watching planes take-off , you don't relish the thought of hanging around the airport. And, for business commuters who rely on air travel for work, flight delays can lead to the loss of billions of dollars in potential earnings. In a report compiled by the U.S. Congress Joint Economic Committee, passengers lost $12 billion worth of time due to flight delays.Wed, 24 Apr 2013 00:00:00 -0700annie@creditdonkey.com (Annie K)Tipshttp://www.creditdonkey.com/working-mom.htmlhttp://www.creditdonkey.com/working-mom.htmlWhen we think about mothers’ work-life balance, we often picture two distinct options. A new mom can stay home with the kids and put her career on hold, or she can return to work and face the stress and guilt of leaving her baby each day. The reality, though, is that navigating work-life balance is much more complicated than those polarized choices suggest.Mon, 22 Apr 2013 00:00:00 -0700maria@creditdonkey.com (Maria)Tips